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Mutual funds

Twenty fund houses. One shortlist built around you.

We begin with your goals, not a list of funds. Then we choose from more than twenty partner fund houses, set up your SIPs, and keep you invested through the moments that tempt everyone to stop.
Start from ₹5,000 a month How we select funds
Dhanvesttor Mutual Funds

Why invest through us

The fee isn't for the buy button. It's for the stop button.

Anyone can buy a fund. What helps is a plan that fits your life, a shortlist you can trust, and someone to call when markets fall.
01

Goal-based plans

Every rupee has a job and a date: emergency, home, education, retirement.

Plan
02

Curated selection

We read factsheets from twenty houses and shortlist on process, not last year's return.

Select
03

Digital onboarding

KYC, bank mandate and first SIP, usually within a day or two.

Start
04

A person to call

A dedicated relationship manager and reviews when your life or the market changes.

Stay

Fund categories

Match the fund to the time you have.

Short-term money and long-term money need different homes. Start here.
01

Equity funds

Equity funds invest mainly in shares. Over long periods they have been the most reliable way to grow wealth faster than inflation, and the most uncomfortable to hold in a bad year.

7 years or more
02

Debt funds

Debt funds lend money to governments and companies and earn interest. They are for money you need in the next few years, for emergencies, and for the steady part of a portfolio.

A day to 3 years
03

Hybrid funds

Hybrid funds hold equity and debt, and sometimes gold, in one fund. They rebalance for you, which makes them a calm first step into markets.

3 to 7 years
04

Index funds & ETFs

Index funds and ETFs copy an index rather than trying to beat it. They are cheap, transparent and hard to argue with as part of a long-term portfolio.

7 years or more
05

ELSS

Equity-linked savings schemes are equity funds that qualify for a tax deduction under the old tax regime, with the shortest lock-in (3 years) of any 80C option.

3 years minimum, 7 years ideal
06

Solution-oriented funds

Retirement and children's funds come with a five-year lock-in or until the goal age. The lock-in protects long-term money from short-term decisions.

5 years or more

Ways to invest

Monthly, all at once, or gradually.

Choose the investment vehicle that best matches your cash flow and liquidity preferences.
  1. 01

    SIP

    A fixed amount every month. For salaried investors building without a large corpus.

  2. 02

    Lumpsum

    A single investment, for a bonus, an inheritance or idle cash.

  3. 03

    STP

    Park a lumpsum in debt and move it into equity month by month.

  4. 04

    SWP

    Draw a regular income from a corpus while the rest stays invested.

All about SIPs STP & SWP explained

Try it

What does ₹10,000 a month become?

Compounding turns small monthly habit into significant long-term independence. Adjust the numbers below to see the projection.
₹
%
yrs
Eleven more calculators →

Estimated value

₹23.23 L

You invest
₹12,00,000
Estimated gain
₹11,23,391
Total value
₹23,23,391

Calculators are illustrations based on your inputs and constant return assumptions. Actual returns vary.

Partners

Fund houses we work with.

All partners →

  • ICICI Prudential Mutual Fund

  • HDFC Mutual Fund

  • Kotak Mutual Fund

  • Motilal Oswal Mutual Fund

  • UTI Mutual Fund

  • Nippon India Mutual Fund

  • Aditya Birla Sun Life Mutual Fund

  • Axis Mutual Fund

  • Mirae Asset Mutual Fund

  • Tata Mutual Fund

FAQ

Frequently asked questions.

What is the minimum to start?

₹5,000 a month through a SIP, or a one-time lumpsum. Many clients begin smaller than they expected and scale up.

Direct or regular plans?

We distribute regular plans and are paid a commission by the fund house; direct plans are available from the fund house without one. What you pay us for is selection, allocation and the discipline to stay invested.

What do I need for KYC?

PAN, Aadhaar, a bank account and a photograph. Most KYC is completed online in a day.

How are mutual funds taxed?

Equity funds held over a year are taxed as long-term capital gains above the annual exemption; under a year, short-term. Debt funds are taxed at your slab. Rules change; we will tell you when they do.

Can I stop or pause a SIP?

Yes, at any time, without penalty. ELSS investments have a three-year lock-in per instalment.

How many equity funds should I own?

For most people, two to four across different styles. More funds usually means more overlap, not more diversification.

Get in touch

Start with one SIP. We'll do the rest.

Tell us a little about yourself. A person, not a bot, replies within one working day.

Visit
8/1/2, Sir UN Brahmachari Sarani, Surabhi Apartments, 2nd Floor, Elgin, Kolkata 700017
Monday to Friday, 9 am to 6 pm · Saturday, 9 am to 1:30 pm

Mutual fund investments are subject to market risks. Read all scheme-related documents carefully. Dhanvesttor distributes mutual funds as an AMFI-registered distributor and may receive commission from fund houses. Direct plans are available to you from the fund house without commission.